Personal Finance
Inherited a TFSA? CRA’s 2026 form and online checklist don’t match
A 2026 change can protect post-death growth from qualifying trusteed TFSAs. CRA’s new form and part of its beneficiary webpage give different instructions.
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Personal Finance
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Personal Finance
Tokenized deposits and the $100,000 question
A tokenized deposit may qualify for CDIC insurance. The answer depends on the legal product, the institution and how the account is held.
Personal Finance
Tax comes off your paycheque. Why could you still owe CRA instalments?
This guide explains the September 15, 2026 deadline and why a salary does not by itself rule out instalments.
Personal Finance
Can I put money back into my TFSA in the same year I withdraw it?
Only if you are a resident of Canada and still have unused TFSA contribution room. A withdrawal is restored as room on January 1 of the next calendar year, not when you take the money out.
Personal Finance
Does lower inflation mean my grocery bill should fall?
Lower headline inflation does not show whether groceries became cheaper. Even slower food inflation leaves the measured food basket dearer when its rate remains positive.
Personal Finance
What 4.3% expected inflation means for your cash
Households now expect prices to rise faster over the next year than most savings accounts pay. The gap between the rates savers see and the inflation they expect is quietly deciding who gets poorer.